Why Every Agency Quotes You the Same Price

(And Why It Doesn't Matter)

The Uncomfortable Truth

Here's something most insurance agencies won't tell you:

For new authorities, everyone has access to the same carriers at basically the same rates.

That agency promising to "shop 50 carriers" for you? For new ventures, there are really only 3-4 carriers willing to write the policy. We all have access to them. The rates are set by the carriers, not the agencies.

So if you're calling around expecting to find someone 30% cheaper... you probably won't.

So Why Does It Matter Who You Work With?

If the price is the same, why not just go with whoever answers first?

You can. Many people do. And then they find out the difference when:

• They need a certificate at 6am and no one answers
• They have a claims question and get transferred three times
• They don't understand what's covered and what's not
• The renewal comes and the rate jumps with no explanation

The price gets you in the door. The service is what you live with.

What You're Actually Buying

When you buy trucking insurance, you're buying two things:

You're paying the same price either way. One of these comes with someone who actually helps you.

The Real Differentiators

Since price isn't the differentiator, what is?

• Knowledge. Does your agent actually understand trucking?
• Speed. When you need something, how fast do you get it?
• Communication. Do they explain things in a way that makes sense?
• Availability. Do they answer when you call?
• Partnership. Do they care about your business succeeding?

Our Honest Pitch

We're not going to tell you we're cheaper. We're probably not.

We're going to tell you:

• We know trucking insurance. Actually know it.
• We answer the phone and call you back.
• We explain things in plain English.
• We're here when you need help, not just when we need a sale.

Same insurance. Better partner.