New Authority? Let's Get You Covered Right.
Getting your authority is hard enough. We make insurance the easy part.
Talk to Someone Who Gets It: 208-800-0640We Know What You're Dealing With
You just got your authority (or you're about to). Congratulations - and welcome to the chaos:
- DOT filings and compliance paperwork
- Finding your first loads on the boards
- Figuring out which brokers to trust
- Managing cash flow before the money starts flowing
- Learning the difference between a good rate and a trap
- And now... figuring out insurance
One more thing on the pile. We get it.
Here's What We'll Do
Walk You Through What You Actually Need
New authority insurance isn't complicated, but nobody explains it clearly. We will.
Required:
- Auto Liability (BI/PD) - minimum $750K, most need $1M
- Cargo Insurance - required for most freight
- FMCSA filings (we handle this)
Smart to Have:
- Physical Damage (if you're financing)
- Non-Trucking Liability (bobtail)
- Occupational Accident
Get You Quoted Fast
You need to get moving. We'll get you options quickly so you can start running loads.
Be Here When You Have Questions
You will have questions. That's normal. And we'll actually answer the phone.
Common New Authority Questions
How much is this going to cost?
New authority insurance is expensive - typically $12,000-$20,000/year for liability alone. That's the reality. It goes down after you build history.
Can I get a lower price somewhere else?
Probably not. We all have access to the same 3-4 carriers that write new authorities. The rates are basically the same. The difference is service.
How long until I'm covered?
Once you accept a quote and pay, coverage can bind same day. Filings typically process within 24-48 hours.