Georgia Trucking Insurance
Licensed. Specialized. Fast.
Whether you're running I-75 to Atlanta, hauling containers out of Savannah, or launching a new authority - we only do trucking, and we're licensed in Georgia.
New authority? Insurance must be filed within 60 days or it gets dismissed. Don't wait.
Georgia Trucking Insurance Requirements
Georgia has two sets of rules depending on where you run. Intrastate-only carriers answer to the Georgia Department of Public Safety. Cross state lines and FMCSA federal minimums apply.
| Operation Type | Minimum Liability | Authority Needed |
|---|---|---|
| Intrastate (state minimum) | $100K/$300K | Georgia USDOT + "GA" suffix |
| Intrastate (recommended) | $750,000 | Georgia USDOT + "GA" suffix |
| Interstate (general freight) | $750,000 | USDOT + MC Number |
| Interstate (hazmat) | $1,000,000-$5,000,000 | USDOT + MC + HM permit |
| Household goods | $750,000 | MC Number + HHG authority |
Key Georgia Details
- Georgia intrastate vehicles must display USDOT number followed by "GA"
- Insurers file Form E (liability), Form H (cargo for HHG), and Form K (cancellation)
- Cancellations require 30 days' notice to the Commission
- Georgia's state minimums are LOW ($100K/$300K) - but brokers won't touch you under $750K
We handle all the filings - Form E, BMC-91, BMC-91X. You get your certificate, we handle the paperwork. 5-minute COI turnaround.
Call 208-800-0640Why Georgia Truckers Choose Us
You're shopping for an agent, not a policy. Policies come from carriers. What you need is someone who knows trucking, fights for your rate, and picks up the phone.
"Finally, someone on your side."
Trucking Only
We don't sell home or auto. Every minute is spent on trucking insurance.
New Authority Specialists
Launched 1,000+ carriers. We know the 21-day drill and the 60-day filing deadline.
5-Minute COIs
Broker needs proof of insurance? Done before you finish your coffee.
Multiple Carriers
Progressive, Berkshire, GEICO, Artisan & Truckers - we shop, you save.
Licensed in Georgia
Stewart Hyndman holds licenses in all 50 states. We file direct - no middlemen.
"Finally, someone on your side."
We work for you, not the carrier. Your rate matters to us.
Georgia: The Freight Crossroads of the Southeast
Georgia isn't just a trucking state - it's THE trucking state for the Southeast. Four major interstates converge in Atlanta, and trucks carry over 80% of Georgia's freight tonnage.
- Port of Savannah: 3rd busiest US container port
- 16,000+ trucks daily on I-75
- 80% of US population within a 2-day truck haul
- 85% of world's top 3PLs operate in Georgia
The Corridors That Matter
Auto parts, general freight, Florida-bound loads. 16,000+ trucks/day.
Manufacturing, retail distribution. Major Atlanta-to-Northeast corridor.
Port containers, import/export freight. The Savannah lifeline.
Whether you're pulling containers out of Savannah on I-16, running the I-75 corridor to Florida, or doing local Atlanta distribution - we insure Georgia truckers running every corridor in the state.
Talk to a Georgia SpecialistGeorgia Trucking Insurance Coverage Options
Auto Liability
Other people/property you damage. $750K+ for interstate carriers.
Cargo Insurance
The freight you're hauling. Required by most brokers.
Physical Damage
Your own truck and trailer. Required by lenders.
Trailer Interchange
Borrowed/swapped trailers. Essential for Savannah port haulers.
Occupational Accident
Your injury/medical coverage. For owner-operators (non-W2).
Port of Savannah haulers: You likely need Trailer Interchange coverage for chassis/container swaps. Ask us about it.
Carriers we work with: Progressive, Berkshire Hathaway, GEICO, Artisan & Truckers
Georgia Trucking Insurance Questions
What are the minimum insurance requirements for trucking in Georgia?
For intrastate carriers, Georgia's statutory minimums are $100,000 per person / $300,000 per accident in bodily injury liability. However, most brokers and shippers require $750,000-$1,000,000 regardless of state minimums. Interstate carriers need a minimum of $750,000 filed with FMCSA.
Do I need separate authority for intrastate-only trucking in Georgia?
Yes. If you only operate within Georgia, you register under the Georgia Intrastate Motor Carrier (GIMC) program through the Georgia Department of Public Safety. You'll need a USDOT number with a "GA" suffix displayed on your vehicle. If you ever cross state lines, you'll need federal MC authority instead. We handle both.
How long does it take to get trucking authority in Georgia?
The USDOT and MC numbers come same-day when you apply. But your authority doesn't go active for 21 days minimum. Insurance must be filed within 60 days or your authority gets dismissed. Call RMS on Day 1 - we've launched 1,000+ authorities and know exactly how to hit every deadline.
What insurance do I need for Port of Savannah container hauling?
Port/drayage operations typically need: Auto Liability ($750K+), Cargo Insurance, Physical Damage, and Trailer Interchange coverage for chassis and container swaps. The Port of Savannah handles 450,000+ TEUs per month - competition is stiff but loads are plentiful. We insure Savannah port haulers daily.
Can I get same-day proof of insurance for my Georgia trucking company?
Yes. RMS issues Certificates of Insurance (COIs) in 5 minutes. Federal filings (BMC-91/91X) take about 10 minutes. When a broker needs proof before they'll dispatch you, we don't make you wait.
Trucking Insurance in Other States
Licensed in 40+ states. See all coverage areas
Get Georgia Trucking Insurance - Today
You're running freight through the busiest corridors in the Southeast. You need an agent who knows trucking, responds fast, and handles your filings without drama. That's RMS.
1,000+ truckers helped. Licensed in all 50 states. 5-minute COIs, 10-minute federal filings.